Dear Mr Kingsley,
In most Canada provinces automobile insurance for accident benefits and third party liability is compulsory. So you are breaking the law dy driving without one. I strongly advise you to purchase a motor vehicle insurance.
About the accident you were involved in : the injured parties can file a claim for compensation against you from the Motor Vehicle Accident Claims Fund. The fund will pay the compensation on your behalf but you are obliged to pay the money back into the fund. Failure to repay or set up a reliable payment process will result in a driving licence suspension.For more free information on this subject see here:
http://legalcanadacommunity.co…..inst%20You
maya